Web21 jun. 2024 · Yes, someone can drive your car and be covered by your insurance policy. For the driver to be covered, they may be required to be a listed driver on your auto policy. You may also be required to give them permission to drive your car. Depending on the insurance company and the policy, if you are driving someone else’s car, you may not … WebDrivers will be asked to list those who regularly drive your car, such as household members or employees. Find out more about listing drivers. If your family member is not listed on your policy and causes a crash in your car, you could face a one-time penalty. Listing drivers prevents this risk. Also, having Unlisted Driver Protection on your ...

10 horrible decisions that will mess up your auto insurance - Insure…

WebEvery once in a while you may need to drive someone else's car. It might be an emergency or you may have permission from the car owner, but that doesn't mean it's legal. Unless you're a 'named driver' on their car insurance, you almost certainly won't be insured. Web11 feb. 2024 · If you let a friend borrow your car and he or she causes an accident, your auto insurer would be responsible for paying for damages to the other driver and his or her passengers, up to the limits of your policy. If damages exceed your policy limits, your friend's insurance would act as secondary coverage. What happens if my friend … inflow federal government contract

Can someone drive my car and be covered on my insurance?

Web14 jan. 2024 · If someone borrows your car and is involved in an accident, your insurer will cover the losses as long as the person driving has explicit permission to use it. It’s important to remember when you let someone borrow your car, they are borrowing that clean driving record you have. If they are a poor driver, use your discretion. “While it may seem like “no big deal” to lend out your car, you are ultimately responsible for the insurance coverage if they cause a crash,” Walker says. If the driver is unlicensed, it can keep your insurer from paying for accidents — and in some states, you may be cited by the police. In addition to … Meer weergeven Car insurance follows the car in most circumstances. What that means is if someone else drives and crashes your car, your insurance often will cover the damages, as … Meer weergeven As long as you granted permission to someone to drive your car, your insurance company likely will cover any damages resulting from an accident in most situations. Your liability insurance will cover … Meer weergeven Now that we’ve gone over common scenarios involving friends, let’s look at a couple that involves other drivers: 1. Your car is stolen and then crashed:If the thief crashes into … Meer weergeven Even if someone is not on your insurance, the damages should be covered as long as your policy limits are adequate and you carry the right type of insurance. Even if someone else is driving the car, your insurance … Meer weergeven Web2 feb. 2024 · Before you borrow a friend's of relative's car, do you know whether you're insured? Even if you have your own comprehensive car insurance policy, you may not be covered to drive another vehicle. inflow for agencies